Speakers

Jérôme Albus is the Regional Director for France and Benelux at Tink. He is a recognised expert in financial technologies and payment solutions. He previously worked for the FIS Group, as Senior Vice President in charge of the SaaS treasury and risk management solutions. Prior to that he served a number of positions including VP sales EMEA and Senior Vice President responsible for the Corporate Payments and SWIFT offering at SunGard Financial Systems and two years at KPMG in London as a financial systems consultant.

Inge Ampe is a banking and insurance veteran with more than 25 years of experience. She worked in various commercial jobs in the field of marketing, data & analytics, product management and sales & servicing of retail and wholesale clients. Before she joined Argenta, she was Tribe Lead Daily Banking for ING Belgium en the Netherlands. Since October 2018 Inge is Chief Commercial Officer in Argenta and responsible for the branch network, strategic and commercial marketing and the Omni channel approach. She is married with two children and lives is Bruges. She is a music and theatre lover and a diehard Club Bruges fan.

Mark joined Kensington from the role of Executive in Residence at Centerbridge Partners, a private equity firm, focusing on investments in the Financial Services Sector. He previously spent 18 years with GE Capital in a variety of senior management level roles, including Six Sigma Director for GE Consumer Finance UK, CEO positions at GE Money (Portugal and Romania), Budapest Bank (Hungary), GE Global Banking Asia and Bank of Ayudhya (Thailand) and CEO of Sberbank Europe.

As one of Currencycloud’s founders, Richard has played an important role in the company’s rapid growth. Having started his career at HiFX – one of the largest foreign exchange market brokers in the UK – Richard has a deep understanding of the finance and payments sector. Prior to becoming Chief Evangelist, Richard has held successive positions as GM of Currencycloud’s North America business, Sales Director, Client Relationship Director and VP Client Services at Currencycloud, helping the company increase revenue, size and scope.

Current the head of FranceConnect, operated by DINUM, which has just exceeded 30 million users. She had previously launched General Interest Designer and General Interest Entrepreneur programs. Before making this digital shift, she was on management positions: Director of Economic Development and Innovation at the Regional Council of Ile-de-France, Head of the industrial development cluster on support for French Paris-Region competitiveness poles in DRIRE – DIRECCTE on the stateside. She started her career at Orange as a sales engineer and then in charge of marketing.

Caitlin’s legal and compliance experience encompasses both cryptocurrency and traditional finance. As Director of Regulation and Compliance at Chainalysis, she helps leading financial institutions strategize and build compliance programs in order to adopt cryptocurrencies and offer new products to their customers. Previously, as Chief Compliance Officer at Bitstamp USA, she supervised their BSA/AML Program and maintained regulatory relationships with both federal and state regulators within the United States.

Since July 2021, Eric Bierry is the CEO of Sopra Banking Software, a subsidiary of the Sopra Steria group. He has been the Deputy CEO from 2019 and 2021 and a member of the Executive Committee of Sopra Banking Software since November 2016. In 2011, Eric joined the Sopra Steria Group as CEO of the Benelux region. After holding various General Management positions for technology companies in Europe and Asia, Eric became Senior Vice President and President of Polaris Software for Continental Europe in 2007. He graduated from ENSIEE, France.

Mariam Bouamar is the Product Strategy Manager of Payments in Sopra Banking Software. She has more than 10 years of experience in designing solutions for insurance and banks. She is an expert in Contract management for Payments and Payments Flows and has an end-to-end view of Sopra Banking Software’s Payment platform.

After more than 15 years in managerial positions in the IT industry, Bertrand had chosen to bring his skills and know-how to companies that would like to accelerate their growth in Europe and Middle-East. Bertrand has been acting for 2 years as "COO" for a electronic signature software company and then as the Head of Sales for Southern Europe/ Middle-East- Africa in a workforce management software company. Since 2016, Bertrand acts as Vice President of Sales at ARIADNEXT ; the company has grown of 800% in the last 5 years.

Richard is a business leader with over 25 years’ experience in Financial Services, IT and Service provision. Held numerous leadership roles with Fiserv Inc. including Head of Strategy for Fiserv International (EMEA, LACC, ASPAC) from 2012. Became Managing Director of Diebold Nixdorf UK Software Business (Financial Services and Retails industries) in 2015. Joined Sopra Banking Software in January 2019 as Managing Director of the UK.

Agnieszka Bruyère is Vice President of EMEA Public Cloud. She was Vice President of the Cloud entity of IBM France. Previously, She headed the Security entity of IBM France, whose mission is to accompany the transformation of companies in the field of cyber security. With 15 years of experience in the field of information systems, Agnieszka has built its expertise by taking up daily the challenges and stakes of IT departments which must both play the role of partners in the business transformation of companies and achieve operational excellence and cyber-resilience.

Richard Caven is the lead Financial Services Specialist at Amazon Web Services (AWS) for the UK & Ireland, and for Banking in the Nordics. He is responsible for the development and execution of strategic initiatives to help customers migrate to the cloud and drive their digital transformation journey. Richard joined AWS in 2018 from Barclays where he was a Managing Director and COO for the Global Treasury function.

Youssef is currently a Run Manager among the Managed Reporting (Raas) Team. With his aspiration for self-improvement, Youssef is not afraid to take on new challenges. Passionate about the Cloud services and the opportunities that they can bring, Youssef is leading different projects linked to the Cloud-Regulatory domain.

Lionel Chaine joined La Poste in 1995 and has contributed to the development of the information systems in its various entities in France and abroad. He was awarded CIO of the year in 2019. He joins Bpifrance in 2020 as CIO during the Covid-19 health crisis which demonstrated the public investment bank's resilience. He deploys agility on the SAFe scale and transforms the information system by relying on architecture, the cloud and cybersecurity while carrying a customer and data-centric vision.

Jean-Sébastien supervises the management of the Managed Reporting (RaaS) service line of Sopra Banking Software. With more than 20 years of experience in the fields of computer software and a solid expertise in banking solutions and structuring projects for our clients, Jean-Sébastien is constantly attentive to market trends and to his clients in order to support them in their transformation projects with adapted solutions that comply with regulatory requirements.

Mr. COULIBALY served as Regional Sales Manager for West & Central Africa in charge of Orange accounts at Oracle Communications Global Business Unit (Oracle group entity) before his arrival at GIM-UEMOA. He joined GIM-UEMOA as Deputy Director-General. He also acted as Managing Director. Since March 1, 2020, Mr. Minayegnan COULIBALY has held the position of CEO of GIM-UEMOA.

Thomas Courtois succeeds Arnaud Giraudon as President of Nickel in April 2019. Aged 44 and a graduate of the Audencia School of Management, he was previously responsible for the Overseas Network of BNP Paribas.

Kevin Cullum is President and Chief Executive Officer for Nissan Motor Acceptance Company LLC (NMAC), and a sitting member of the Executive Management Committee for Nissan Americas. He joined Nissan in 2006 as Senior Manager. Since joining Nissan, Kevin’s work has encompassed a wide range of mission-critical activities including leading the Americas Cross-Functional Team responsible for revenue growth, integrating the Mitsubishi brand in Canada and launching commercial lending. Kevin’s career includes 19 different job assignments over 31 years all in automotive sales finance.

Since the end of 2013, Jean-Emmanuel De Bien has been Director of PreSales Core Banking for the MEA zone at Sopra Banking Software, in charge of supporting the sales force that promotes the Amplitude solution internationally. He acquired more than 20 years of experience as a project manager in the banking world and more particularly in the deployment of banking software packages.

Michel De Bolle is Chief Product Officer for Sopra Banking Software and a member of the Sopra Banking Software Executive Committee. In this role, he’s driving the product strategy for all Sopra Banking Software products. Previously Michel was in charge of the Sopra Banking Software Belux operations as managing director. Prior to this Michel acquired diverse experiences within the FMCG (Unilever, Danone) and banking sector (Citigroup, ING) in sales and marketing and business unit roles.

Bruno Delas joined the Caisses d'Epargne in 1997 as Euro Project Director. In 2006, he became a member of the Executive Committee of GIE "ITCE", which manages IT for all the Caisses d'Epargne. In January 2015, he became Head of innovation, technologies and IT for Retail Banking in France.

Paola Diallo is a seasoned product manager with over 10 years of experience in the payment industry where she covered the entire payment chain. Throughout her career, she has built and delivered innovative payment solutions to address clients’ needs and create outstanding customer experiences. She has solid background in electronic payments and secure transactions. Paola is passionate about innovation and emerging technologies that could lead to faster, cheaper and more secure payments.

Thomas Dognin is the Regtech Sales Leader in IBM France. He has more than 12 years of experience in designing and selling solutions on RegTech subjects (Counter Fraud on payments, AML-TF and other risk and compliance subjects) for the Banking industry. He is an expert in investigation of fraud and money laundering using different tools and modelling: AI, Machine Learning, Filtering algorithms, profiling, business rules, network analysis and more.

General Manager of Attijiriwafa Bank, Ismail Douiri is one of four members of Attijariwafa bank's management board responsible for Finance, Strategy, IT, Projects, Operations, Legal, Quality, Purchasing and Logistics. He joined Attijariwafa bank in 2004 as Head of Strategy and Development, then was promoted to Deputy CEO in 2005. In 2008, he was appointed CEO by the Board of Directors.

Gé Drossaert is SVP of Growth & New Markets at Sopra Banking Software. He is responsible for technology strategy, innovation expansion and co-entrepreneurship projects with financial institutions. With over 25 years of experience, Gé has held senior positions that drove digital banking transformation at DXC, Allawal Bank, RBS and ABN Amro. Currently, at SBS, Gé focuses on expansion into emerging markets. He is known in the industry for his keynote speeches at financial and fintech events worldwide, as well as for sharing his keen insights with analysts and the media.

Steven Duchatelle is the Chief Executive Officer of the Advans Group. he also acts as Chairman of the Board for Advans Cameroun and Advans Banque Congo and sits on the Boards of Amret (Cambodia) and Advans Pakistan. He has carried out numerous consulting assignments, on various subjects such as technical audits of Microfinance Institutions, evaluation of programs and microfinance policies.

After a sound experience spent “on the ground”, first by working with our clients on the regulatory solutions implementation projects and in particular during the ECB reforms of 2009 and 2014 - and second by taking the lead on services activities for more than 100 Clients in the regulatory field, I have joined in 2018 the Solution Offering team in the Risk, Regulation & Reporting domain in order to build the future of our Solutions that fulfill the needs of financial institutions.

Birna Einarsdóttir is the CEO of Íslandsbanki and has held that position since October 2008. From 1998 - 2004, Birna was Senior Product Manager at the Royal Bank of Scotland. She was the Executive VP of Commercial Banking at Íslandsbanki, having previously served as MD of Sales and Marketing, Branch Manager and Marketing Director at the Bank. Birna has as well worked as Marketing Manager for the Icelandic Broadcasting Company Stöd 2 and Íslensk getspá. She holds a Cand. Oecon. degree in Business Administration from the University of Iceland and an MBA degree from the University of Edinburgh.

Neil has been working in the Wholesale business for 17 years. He started as a developer, leading the team that created SFP-W version 6. From there he moved on to head up product management and to also have a transformation role where he is working on scaling up the business effectively as the organisation grows. These days the most rewarding part of the job by far for Neil is still development, but now it's all about people rather than code...

Extensive banking experience specialised in IT solutions for financial services firms. Background as a quants trader at HSBC, and later as a Front Office Engineer at Société Générale. Graduated with a master degree from the Ecole Nationale des Ponts et Chaussées in Financial Engineering and Quantitative Methods.

As part of La Banque Postale for more than 10 years, Laurence is currently in charge of the development of payment products (SEPA and International), production monitoring, organization of payment back-office systems and the fight against SEPA payments fraud. Since 2016, she has been managing the integration program of La Banque Postale's payment production at Transactis, in particular for the development of Instant Payment.

Beatriz Gimenez is Tink’s regional manager for Spain and Portugal. Founded in Stockholm in 2012, Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Its current partners include CGD, EVO, PayPal, NatWest, ABN AMRO and BNP Paribas. Prior to Tink, Beatriz worked for BBVA, Telefonica and Oliver Wyman driving digital disruption across different industries and markets.

Deputy CEO at Sopra Steria. Chairman of the Fédération Syntec. Member of the Executive Council, and Co-chairman of the Economic Sovereignty and Security Committee of the Medef. Chairman of the ENSTA Paris Board of Directors and Board Member of the Institut polytechnique de Paris.

Marcel Haag studied law at the universities of Freiburg, Bonn, Strasbourg and at the EUI in Florence and qualified as a judge in Düsseldorf. After a short stint in business, he joined the European Commission and worked in different Commission services. Until the summer of 2020 Mr Haag served as a Director for policy coordination in the Secretariat-General of the Commission. He is currently Director for Horizontal policies at the Directorate-General for Financial Stability, Financial Services and Capital Markets Union.

Maria Harris is the Director of Digital Cat Consultancy Ltd and is a Non-Exec Director at United Trust Bank and South Tees NHS. In her consultancy role, Maria provides digital and fintech expertise to the mortgage industry. Previously the Director of Lending at Atom bank where she designed, built and launched the multiple award winning, first fully digital mortgage in the UK. With over 25 years' experience in management, Maria has held roles across a number of sectors including travel, utilities and more recently in financial services where she was awarded the inaugural Women in Finance Award for services to banking by HM Treasury. She is a vocal advocate for equality, diversity, and the role of technology in improving financial wellbeing and the customer experience.

Entrepreneur, Eric enjoys building teams to grow business with technology, with a passion for APIs and AI, and experience in data networking, telecommunications, capital markets and retail banking. Eric started his career at the first French corporate Internet Provider and moved on as a member of the founding team of the fintech Radianz ("The Flashboys"), which was later sold to BT. He created the API deeptech Streamdata.io as CEO, which has been acquired by Axway. Eric is now SVP for API Platform in EMEA

Laurent is the Product Management Director of Payments in Sopra Banking Software. He has 20 years of experience in designing solutions for banks. He is an expert in instant payments, PSD2, payments and cards and SEPA and has been closely following EPI since its inception.

Sherif Idi is a seasoned banker with over 20 years of experience in Operations, Branch Management, Business Development and Public Sector banking. He is the Co-Founder of TAJBank Ltd and the pioneer Chief Marketing Officer of the Bank.​

Ernst joined Van Lanschot Kempen in 2004 as Manager Private Banking. From 2008 he worked for Van Lanschot as Manager Corporate Development & Strategy. He became Managing Director in 2011 and in 2015 responsible, as COO, for the operational activities, payments and client monitoring of the private banking side of Van Lanschot Kempen. Since 2021 he is responsible for Operational Services, Project Management Office, Payments, Procurement and Facility Management. Ernst is also member of the Management Board of Kempen Capital Management N.V. Ernst Jansen holds an MBA from the Vlerick Business School - University of St. Gallen and HEC Montréal.

Hamid Joda is a banker with over 20 years of banking experience covering Treasury, Business Development, Consumer/Retail Banking, Branch Banking and the Public Sector.​ Mr Joda is the Founder of TAJBank Ltd. He led the team to realize the vision of setting up the second non-interest Bank in Nigeria. He is also the Chief Operating Officer of the Bank.​ ​

Max brings a wealth of banking knowledge with experience of helping MFIs and Tier 1-3 banks through their digital transformations. Pairing his banking and technology knowledge, he has also designed successful digital banks, and building “Banking as a Service” solutions all across Europe, Asia, and MEA Max has extensive experience in creating digital business models and business cases for banks all over the world.

After the successful development of a startup specialized in ERP solutions, curious by nature, he joined Natixis in 2010 with an ambition of taking advantage of his various skills in a business subject to great mutations. An entrepreneur by nature, fond of technology business and user experience-driven, he created from scratch Banxy, the first mobile bank in Algeria, and is today leading its prosperous development and also retail banking activities of Natixis Algérie."

Xavier Juredieu is the Vice-President of OneSpan, a leader in securing digital channels against Fraud in regulated industries, in charge of Global Alliances and Channel partnerships. He leads a complete relaunch of the partner program and the development of an eco-system of technology, channel and global strategic partners across the globe. Xavier has established new relationships with IAM, Mobile Security, Trusted Services or Identity Verification Providers to bring end-to-end solutions around identity and authentication leveraging OneSpan platform.

Of Ivorian nationality, El-Hassana, a product of the American and British banking system, has more than 20 years of experience, notably with Citibank and Standard Chartered Bank in Abidjan, Douala, Yaoundé and Lagos. In 2015, he decided to embark on the adventure of entrepreneurship and devote himself entirely to the realization of his oldest dream: the Creation of an African Bank with 100% capital. % of the UEMOA zone. Three years later and thanks to his perseverance, MANSA BANK was born.

Nelly Kambiwa is a French Cameroonian born and raised in Douala. She moved to the Tech industry in 2010 where she held global sales management positions for start-ups and large companies such as Salesforce. She is now Financial Inclusion Director at Sopra Banking Software for the Middle East and Africa region. Nelly is also an advocate for Diversity & Inclusion at the workplace.

Ananda Kautz is the Head of Innovation, Digital and Payments at the Luxembourg Banking Association, the ABBL. Ananda and her team support the Luxembourg banking community in succeeding digital transformation and contribute to making Luxembourg an international payments centre of excellence. She has over 15 years of financial services experience, in different areas including strategy, data analytics, commercial banking, payments & cash management. Ananda graduated from ESSEC (France) and Concordia University (Canada) and has Master’s degree from Université Paris Dauphine (France).

Co-founded by CEO Sharon Kavanagh Banks, SOAR is a risk management and intelligence business embracing digital transformation to fix the many “pain points” encountered during an extensive, multi-disciplined career in automotive.

Hamza KHOUFACHE is Product Manager at Sopra Banking Software for Risk, Regulation and Reporting solutions. Hamza has more than 10 years of experience in the banking industry. For 5 years now, he has specialized in regulatory reporting and specifically in granular reporting.

Mung Ki is a global digital executive in FinTech. He successfully created and deployed leading-edge services at scale (eg. Orange Money, Mastercard tokenization). He currently provides strategy, management and M&A consulting services to technology scale-ups, investment funds and large corporations.

Daniel Kjellén is the CEO and co-founder of Tink. Founded in Stockholm in 2012, Tink is Europe’s leading open banking platform that enables banks, fintechs and startups to develop data-driven financial services. Its current partners include PayPal, NatWest, ABN AMRO, BNP Paribas, Nordea and SEB.

Youssef joined Sopra Banking Software 7 years ago to support the development of its activities in Africa. He is now Country Director & MEA Digital Champion. After 12 years of experience in the banking sector in Europe and Africa, he decided to switch to the supply side to discover the world of banking software and play a role in the boom of the finance sector in Africa. Since digital transformation is at the heart of his clients' strategies, he is able to share his knowledge and expertise in the digital sector with the over 250 African banks that rely every day on Sopra Banking Software's solutions.

Since 09/2016 Information Management Vice President at BMW Group. 20 years in Business and IT Consulting at KPMG Consulting / BearingPoint, Since 2008 partner in the Automotive Business Line.

As Product Marketing Manager at Sopra Banking Software, Maya collaborates with product strategy, digital marketing and communications teams to ensure the successful go-to-market of SBP - Digital Banking Suite products and solutions across MEA and Europe. Maya brings with her a wealth of product marketing experience attained in various industries, including ad tech and social listening.

Daniel is a recognized API strategy expert. He has a proven record of building and leading high performance teams for digital transformation. Previously he was Head of API Strategy & Ecosystems at the 2nd largest bank in Germany. He has successfully worked towards decentralizing an API Program, position his company as a “Master in Openness” and launched an international partner program. Today, he is helping Axway to strategically guide its customers through their API journey.

Vincent is in charge of the Finance and Risk practice in the banking sector for Sopra Steria Next, the organisation and management-consulting firm of the Sopra Steria group. For over 20 years, he has been helping his banking clients adapt to regulatory changes and the challenges of rapid business model transformation.

Since 2012, David Lejolivet has been a Director of the Core Banking offer at Sopra Banking Software, in charge of defining the product strategy for the Core Banking solution (Sopra Banking Amplitude) and the digital transformation of financial institutions. Previously, he acquired more than 15 years of experience as a project manager in the banking world.

Georg Ludviksson co-founded Meniga in 2009. He is passionate about helping banks build a digital experience that drives engagement, loyalty and revenue. Georg has over 20 years of experience founding and leading software companies with a global ambition. Georg holds an MBA degree from Harvard Business School.

Colin has worked for Mazda since 2005 in a variety of roles, including starting new Mazda sales companies, dealer network development, financial services and finance. He has worked with Sopra (formerly APAK) since 2008. Before Mazda, Colin worked in Ford, Ford Credit and Lloyds Bank. He is British & German, and has enjoyed living in Germany since 2005.

David is the CEO of Nottingham Building Society. The Nottingham is a top 10 society with assets of £4bn, offering a combination of building society services with whole of market advice, supporting members in its 48 branch network and in its unique App led savings proposition Beehive Money. David has over 30 years financial services experience in both the mutual and plc sectors and represents Building Societies on the FCA’s Small Business Practitioners Panel.

For more than 30 years, Michael has been fueling TD's growth as a business banker. He is currently the Senior Vice President & Division Head of TD Auto Finance Canada, a division within TD Bank that offers flexible solutions for automotive, recreational and floor plan financing across a wide Dealer network. Prior to taking on this assignment in 2013, Michael oversaw commercial banking markets in both British Columbia and Atlantic Canada. He then became Senior Vice President of Commercial Banking for the Greater Toronto Area district.

Joanne has worked in the Financial Services industry in Ireland for over 20 years. She has experience in numerous roles across Retail and Wholesale asset finance. Since joining AIB Finance & Leasing 5 years ago she has had primary responsibility for the continued development, operational management & oversight of the wholesale finance product. Innovation, collaboration and driving improved outcomes for stakeholders and customers has been central to her achievements.

David joined SBS with a wealth of auto and auto finance experience and a track record in the application of technology to drive business efficiency and customer experience. Prior to SBS David led the development of a full service motor finance business within Secure Trust Bank plc, V12 Vehicle Finance. He joined in 2018 and designed the business to service the prime and near prime consumer market and also to provide stock funding to dealers. Prior to STB, in 2013, he led the start up, NextGear Capital UK, an innovative stock funding business serving the independent dealer market.

As a seasoned marketing and business strategy Executive leveraging 25 years of international experience in IT industry, Mathias is driving the Market Intelligence activity for Sopra Banking Software.

John co-founder and CEO of Vero Technologies. Prior to Vero he was an entrepreneur-in-residence for Danish software company, cVation, where he launched two fintech companies, Bond.One and IMTC. Prior to joining cVation, he began his career working in Corporate Strategy for Bank of America Merrill Lynch after which he worked across business development and operations at the alternative asset manager, GCM Grosvenor.

Sopnendu Mohanty is the Chief Fintech Officer at the Monetary Authority of Singapore (MAS). He joined MAS in August 2015 and is responsible for creating development strategies, public infrastructure and regulatory policies around technology innovation. Before joining MAS, Sopnendu spent more than 20 years in various leadership roles in technology, finance and innovation with most of his career with Citigroup. Sopnendu is a member of multiple advisory committees of multilateral global agencies, associations, universities, and governments.

Kamal Mokdad is General Manager of Banque Centrale Populaire (BCP) in Morocco. In this capacity, he oversees the various product platforms and service platforms of BCP.  In addition, of leading BCP’s international activities, He is also CEO of BCP Consulting and Chairman of the Board of Directors of the Casablanca Stock Exchange.

Jacob serves digital business professionals, helping them understand and respond to the challenges of digitizing their business strategy as well as understand how culture, technology, and organizational change can help accelerate transformation and innovation. Jacob advises digital business leaders on how to drive forward their digital agenda within financial services and other verticals, with research exploring digital business strategy, evolving collaborative business models, API business strategy, open banking, consumers, digital and mobile payments

Gerry founded Click Dealer over 15 years ago which was recently acquired by Evolution Funding. Click develops and provides SaaS services to over 1600 UK Independent Dealers and Gerry has held the CEO role and recently moved to Chief Visionary Officer to focus on Click’s vision for future SaaS developments aimed at improving a dealership performance. Prior to Click Dealer Gerry spent many years in Business Consultancy roles, concentrating on Business Process modelling and how technology could improve performance with a focus on automating processes to drive revenues or reduce costs.

Ghana Msibi was recently appointed the Deputy Chief Executive Officer of WesBank, in addition to his role as CEO of WesBank Retail Asset Finance which he assumed in January 2019. Ghana joined the group in 2015 and occupied various senior management positions. He started his career in the Financial Services Industry 18 years ago and has vast experience across finance, insurance, governance, risk and compliance with a passion in leadership. He holds a Masters Degree in Business Administration from Milpark Business School.

After joining KCB Group in 2011 to oversee the marketing activities of the group, Angela transitioned in 2020 to a commercial role managing the digital financial services which include driving the digital products portfolio, managing critical banking & fintech partnerships to build broad network ecosystems for payments as well as integrating best practice governance in the innovation of new services for the group.

Over his 18-year career in banking and financial services, Ravi Naicker has spearheaded several major business transformations in automotive and commercial finance. Ravi has led the wholesale division of the leading automotive bank in Africa and also built the fastest growing wholesale financier on the continent.

Hassan directs SBP-Digital Banking Suite’s product design and engineering, bringing next-generation products to market, leading to improved and personalized user experiences. Previously, Hassan was Chief Innovation Officer at Fidor Solutions and has also held key positions at CSC, Misys and 01Systems. Hassan's interest in tech started at eight years old when he used to build and sell computers for fun. He is the author of Solution Design to Win, which he wrote and published in 9 months.

Thairu Ndungu has over thirty years of experience in the Financial Markets. He has extensive experience in general management, investment management, risk management, project management and process change management. Thairu has a BSC in Mathematics and Post Graduate Diploma in Computer Science both from the University of Nairobi, Kenya.

Emmanuel Nusimovici is lead Financial Services Specialist at Amazon Web Services (AWS), Southern Europe. He is responsible for the development and execution of strategic initiatives to help customers migrate to the cloud and drive their digital transformation journey. Emmanuel joined AWS in 2019 from Genpact where he was global head of platforms, the IT services division for the financial industry. He started his career as an options trader.

Since 2008, Julia Paganelli has been responsible for SBP – Core Amplitude Product Marketing. More recently, she took the responsibility of product marketing for Core Banking solutions. Since 2008, she has also been in charge of the field marketing in MEA, as the Head of Marketing and Communication Middle East & Africa.

Laurent Paque is part of Solution Offering team at Sopra Banking Software. He is in charge of the implementation of strategic initiatives to help customers on their trajectory towards the operated models of Sopra Banking solutions. Laurent has also drawn the initial guidelines of the Data & Analytics architecture of the Sopra Banking Platform.

Prakash Pattni is Managing Director, Financial Services Digital Transformation, responsible for partnering with financial services clients to deliver their transformational outcomes through IBM Cloud. Prakash has deep financial services experience gained across technology, investment banking operations, and finance. He led numerous initiatives including public cloud transformation, agile and product model implementation, and infrastructure modernization to accelerate digital transformation journeys.

James’ career in auto finance tech began in the early 1990’s when he joined Apak Group. Since the acquisition of APC by Sopra Banking Software in 2018, James has driven global automotive finance strategy for SBS, leveraging digital, cloud and SaaS capability, before taking operational responsibility for the newly formed Asset & Consumer Finance division, and being appointed a member of the SBS Executive Committee.

Jose Ignacio Puente has over 15 years experience in the global automotive industry, formerly leading mobile product strategy for Cox Automotive. He pioneered car subscription by launching Flexdrive, a software and service mobility business in 2014. He led the growth of the company to become the global market leader with operations in North America, the Nordics and the EU. The company had significant commercial relationships with Lyft, Hyundai Capital America, and Santander Consumer Finance.

Liam joined Cox Automotive in 2017 as MD of NextGear Capital (UK & Ireland), he was promoted in 2020 to MD of Manheim Auction Services and has financial and operational responsibility for both. Prior to joining Cox Automotive, Liam was Chief Operation Officer for Close Brothers Motor Finance.

Mr. Ihab Rafaat is a Banking Senior Executive with a proven track record of over 35 years, in 1984 he joined National Société Générale Bank (NSGB) which has been acquired by Qatar National Bank (QNB) later in 2013. Mr. Ihab is a member of the Executive Committee of Qatar National Bank Alahli, Chairman of QNB Alahli Leasing Co., and non-executive board member in QNB Alahli Life Insurance Co. He is a Board Member at the Egyptian Credit Bureau “ISCORE”.

Amjad brings a wealth of Digital Transformation knowledge with experience of reviewing, planning, designing and implementing financial solutions across different industries, including building digital banking blueprints, and leading successful Digital Transformation Journeys across different markets globally. Amjad’s business, technical and financial experience in creating business cases and business models towards building successful innovate initiatives.

Ram has over 27 years of experience in assisting global Financial Services clients in their business & technology strategy formulation as well as in their execution. He has been responsible for successfully driving large-scale programs that entailed business, process, organizational as well as digital & technology transformations. He has assisted leading financial institutions in evaluating solution and service providers and has directly lead over 25+ large digital and technology transformations around the world.

Kinshasa native, Mustafa Rawji joined RAWBANK in 2009 as Deputy Secretary-General. He successively fulfils the functions of Chairman of the Loans Committee, Head of the Marketing & Communication Department and Chairman of the Quality Committee. He was appointed Chief Executive Officer of Rawbank in 2020.

Pascale is in charge of the digital partnership and ecosystem for Sopra Banking Software since last year. She is leveraging almost 20 years in managing projects around Core Banking System and digital Solutions in EMEA for Société Générale.

Member of the Hessian State Parliament since 2003 and Hessian Minister of Economics, Transport and Regional Development 2012-2014. Former chairman of the FDP parliamentary group in the Hessian state parliament. Worked as a lawyer in commercial law firms in Wiesbaden and Frankfurt am Main since 2003.

Romain Rica is a Payments Product Manager in Sopra Banking Software. He has more than 10 years of experience in banking solutions. Currently, he is working on future solution design to offer the best payment services to any financial institution.

32 years within Sopra Steria Group Software activities and 13 years for the banking industry

Anmol Sahib is a recent ESSEC Graduate with previous experience in banking. He is currently involved as a Product Marketing Manager in the Payments domain at Sopra Banking Software.

Viviana has 11 years of experience in Finance and investment, leading financial planning, and strategy for insurance and financial institutions. To complement her financial background Viviana did an MBA in Paris and her ambitions for FinTech and strategy allowed her to join SBS in the Product Marketing team and support the lifecycle of one of our Core Banking solutions. In her current role, Viviana is responsible for partnering with customers and directing the relevant teams to ensure our customers can maximize the value of the Digital Banking Solution out of their investment.

Mohammed Sijelmassi is the Chief Technology Officer of Sopra Steria. He notably leads the Sopra Steria Group CTO office to make emergent technologies at-scale.

Olivier Sputael has more than 10 years of experience working in the payments domain at Sopra Banking Software. He was instrumental in the go-live of Instant Payments for a bank in Belgium. Currently as a Product Strategy Manager, he is responsible for offering solutions in payments and fraud management.

During her ten years working in consulting, Bettina had the opportunity to work across a diverse array of projects, from the development of investment strategy to the multinational, company-wide deployment of a sale enablement tool. She has since joined Sopra Banking Software as Head of Research for the Asset and Consumer Finance business unit. In this role, she leads the customer, competitor and market analysis used in the development and marketing of new and existing products.

Marleen Van Assche is currently Crefius’ CEO, a competence center and a BPO provider for mortgage loans. She previously worked as Head of Servicing and Securities within Belfius and graduated from UFSIA in Applied Economic Sciences.

Clément builds innovative, reliable and scalable solutions to meet the hosting and industrialization needs of development.

After graduating the EDHEC Business School in finance, Flora started as an internal auditor inside the French Banque Populaire Group. Now, with more than 20 years experience in the banking industry, Flora has experienced various management positions in the fields of audit, private banking, marketing and credit. Within BPCE Group, she is now in charge of optimizing the debt recovery process of BRED BP, particularly on the retail banking field. She has also managed strategic projects concerning compliance or processes. Flora is also member of the strategic debt recovery committee for BPCE.

Sébastien oversees the Product Management of the Digital Banking Engagement Platform of Sopra Banking Software. With more than 20 years of experience in the field of IT software and solid expertise in digital solutions and the Cloud, Sébastien is constantly listening to customers and is able to translate market trends, requirements and dynamics of competition into relevant product offers.

Marcus Willand, Partner at MHP, helps his clients to anticipate and leverage the transformation of mobility. Focus areas are new mobility-concepts in cities, platform-based mobility-as-a-service as well as the digitalization of transport chains. Prior to that Mr. Willand held responsibility for automotive clients, later on in SAP Consulting’s managing board for the entire public sector in Germany. Doing that he helped his clients digitalizing their companies and developing new business models.

Alex leads Forbes’ international strategy in Europe, driving business and audience development and represents the Forbes brand as a thought leader across the region. Having successfully exited his startup The Memo to Forbes in 2018, he brings a unique blend of entrepreneurial and editorial expertise to Forbes.An award-winning editor and broadcaster, regularly seen on BBC News, he also curates a weekly newsletter called The Memo.

Guillaume Yribarren graduated from the École Polytechnique in 1997. He began his career in consulting at Devoteam Consulting and then at Greenwich Consulting (now EY Advisory) before joining the French telecommunications operator SFR, where he held marketing positions for 9 years. After co-founding the fintech start-up Yomoni as Chief Marketing Officer, he was in charge of the pre-sales activity of the Digital Payment solutions of the company IDEMIA (ex-Morpho). Many years of experience in consulting have led Guillaume to join Galitt as Director of the Payments Strategy practice.

Jasper spent nearly two decades successfully creating product/market fit for companies ranging from startups to the Fortune 1 company. During his latest feat he led the product, technology and data team to build the largest alternative financing company of the Netherlands from scratch within 5 years.